Apply for a Loan
Now easier than ever!
Apply online, anywhere, anytime
Apply for a personal loan up to R5 000, payable over 1 – 3 months.
Our online loan applications are simple and fast.
Approval within 24 hours and loan payout within 48 hours (Monday to Friday).
Customer support is available via Whatsapp, email and telephone.
What you need
- Portrait photo with green barcoded or smart card ID
- Bank account details
- Proof of income
- Cell phone number
with easy payouts
Six easy steps
Easy repayment options
to suit your needs
6 Easy Steps to Apply
We have made it easy for you to now also apply online
Frequently Asked Questions
You must have been permanently employed for a minimum of 6 (six) months and must be over the age of 18 (eighteen) years.
A credit check is done on all applicants. Depending on the nature of your adverse listing on the credit bureau, your application will still be considered.
We make use of e-wallet payments or EFT (Electronic Funds Transfer). E-wallet payments allows you access to the funds immediately. If you prefer the funds to be payed via EFT (Electronic Funds Transfer) the funds will take between 24 and 48 hours to clear.
We need your SA ID, your 3 months’ bank statement and your most recent payslip. Bank statement must show the date of the application. Please include a self-portrait (Selfie) clearly showing your ID number and personal particulars. A sales consultant will then contact you to assist you with the application.
Ezemali Micro Loans are a fully registered credit provider, with the National Credit Act (NCA) and comply with relevant POPIA legislation. Personal information and documentation will not be shared with anyone and will be kept safe and confidential.
Should you be unable to meet the monthly repayment on your loan, PLEASE contact us immediately to make alternative arrangements. Find our contact details on our website, we will be able to assist you.
Ezemali Micro Loans are committed to business integrity, ethical values, and governance.
Be advised that in the ONLINE business channel My Ezemali does not make use of Agents or Brokers. Please do not make a payment to or give your personal documents to anyone who offers to apply for a loan on your behalf.
Ezemali Micro Loans will not be held liable.