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Apply for a Loan

Now easier than ever!

Apply online, anywhere, anytime

Apply for a personal loan up to R5 000, payable over 1 – 3 months.
Our online loan applications are simple and fast.
Approval within 24 hours and loan payout within 48 hours (Monday to Friday).
Customer support is available via Whatsapp, email and telephone.

What you need

  • Portrait photo with green barcoded or smart card ID
  • Bank account details
  • Proof of income
  • Cell phone number


Quick approval
with easy payouts


Six easy steps
to apply


Easy repayment options
to suit your needs

6 Easy Steps to Apply

We have made it easy for you to now also apply online


Step 1


Select individual on the dropdown list


Step 2

Loan Details

Enter the amount you want and the repayment period


Step 3


Your quotation will be generated with your terms and conditions


Step 4

Personal Details

Enter your personal details


Step 5

Employer & Bank Details

Enter your employer’s details and bank account details


Step 6


Upload your documents and once we have verified your application and approved it, your money will be transferred into your account

Get your Ezemali Loan

Don’t wait,
apply now!

Our loans are approved within 24 hours and loan payout made within 48 hours (Monday to Friday)

Frequently Asked Questions

You must have been permanently employed for a minimum of 6 (six) months and must be over the age of 18 (eighteen) years.

A credit check is done on all applicants. Depending on the nature of your adverse listing on the credit bureau, your application will still be considered.

We make use of e-wallet payments or EFT (Electronic Funds Transfer).  E-wallet payments allows you access to the funds immediately.  If you prefer the funds to be payed via EFT (Electronic Funds Transfer) the funds will take between 24 and 48 hours to clear.

We need your SA ID, your 3 months’ bank statement and your most recent payslip.  Bank statement must show the date of the application. Please include a self-portrait (Selfie) clearly showing your ID number and personal particulars. A sales consultant will then contact you to assist you with the application.

Ezemali Micro Loans are a fully registered credit provider, with the National Credit Act (NCA) and comply with relevant POPIA legislation.  Personal information and documentation will not be shared with anyone and will be kept safe and confidential.

Should you be unable to meet the monthly repayment on your loan, PLEASE contact us immediately to make alternative arrangements. Find our contact details on our website, we will be able to assist you.


Ezemali Micro Loans are committed to business integrity, ethical values, and governance.

Be advised that in the ONLINE business channel My Ezemali does not make use of Agents or Brokers.  Please do not make a payment to or give your personal documents to anyone who offers to apply for a loan on your behalf.

Ezemali Micro Loans will not be held liable.

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